Risk Analyst

Risk Analyst - KR08CE Were determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals and to help others accomplish theirs, too. Join our team as we help shape the future. Risk Analyst, ALM Credit and Market Risk, Enterprise Risk Management, The Hartford The ALM Credit and Market Risk team supports The Hartfords liability and surplus objectives by helping develop and monitor portfolio funding strategies through investment strategy, policy, and performance benchmarks. This work requires a strong understanding of riskreturn tradeoffs across fixedincome and equity asset classes, as well as the pricing, profitability, and risk characteristics of insurance liabilities across the P&C and Employee Benefits businesses. The Risk Analyst will support the ongoing development and enhancement of risk modeling and portfolio benchmarking frameworks for the General Account portfolio managed by HIMCO. The role involves close collaboration with partners across Enterprise Risk Management, HIMCO, Finance, and the Insurance Businesses to help monitor strategic asset allocation, investment policy compliance, and investment risk governance. Key areas of focus include portfolio optimization, interest rate risk management, peer analysis, and liability risk factor analysis. This role is based in Hartford, CT, Home Office. Responsibilities: Support portfolio optimization initiatives including model maintenance and enhancements, correlation analysis, sensitivity testing Monitor General Account and Pension portfolio positioning relative to investment policy, risk limits, and constraints; assist with ongoing maintenance of investment policy documentation and governance Maintain and enhance the liquidity risk management framework, including monitoring, analysis, and reporting for insurance operating companies Partner with stakeholders across the organizations to develop a deeper understanding of both General Account and Pension liabilities, supporting attribution analysis and interpretation of changes over time Develop and apply investment and capital markets knowledge, with emphasis on fixedincome securities and derivatives, to assess portfolio positioning and risk exposures Utilize and further develop quantitative and statistical skills through handson involvement in risk, asset, and liability modeling activities Assist in the development and enhancement of risk, capital, and ALM models supporting enterprisewide risk management objectives Communicate effectively with Lines of Business, HIMCO, and Corporate Finance, translating analytical results into clear, actionable insights for stakeholders Provide ad-hoc analysis as requested Qualifications: A minimum of two years of professional experience in a risk role at an insurance carrier is ideal. Experience in corporate finance, actuarial, investment, or a related field may also be considered Strong analytical skills required; experience with R preferred Foundational knowledge of pricing, valuation, financial and risk management models helpful Effective verbal communications and listening skills, with the ability to convey analysis clearly and influence appropriately Strong presentation skills, including the ability to summarize complex analysis for diverse audiences Ability to manage multiple priorities and adapt in a fast-paced environment Demonstrated interest in corporate finance, capital markets, financial management and economics B.A. or B.S. in finance or another quantitative discipline Masters degree in a quantitative discipline, MBA, and/or actuarial credentials or progression toward credentials (ASA, ACAS) and/or a C.F.A. is a plus Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartfords total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $81,600 - $122,400 Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What Its Like to Work Here | Perks & Benefits Every day, a day to do right. Showing up for people isnt just what we do. Its who we are and have been for more than 200 years. Were devoted to finding innovative ways to serve our customers, communities and employeescontinually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, its these values that drive all of us to do more and to do better every day. About Us Our Culture What Its Like to Work Here Perks & Benefits Legal Notice Accessibility Statement Producer Compensation EEO Privacy Policy California Privacy Policy Your California Privacy Choices International Privacy Policy Canadian Privacy Policy Unincorporated Areas of LA County, CA (Applicant Information) MA Applicant Notice Hartford India Prospective Personnel Privacy Notice