Banking Services Operations Associate V - Mortgage Payments & Maintenance

Overview: Completes highly skilled processing and research duties related to mortgage payments, payoffs and special loans. Serves as a subject matter expert for the department and business partners. Primary Responsibilities: Complete high complexity data entry, research, analysis and Interpretation related to mortgage payments, payoffs and special product maintenance. Serve as subject matter expert for the team and internal business partners. Complete advanced document review and/or preparation related to team procedures, projects and ACH (Automated ClearingHouse) agreements. May work with Compliance and OCA (Office of the Customer Advocate) in response to regulatory and escalated complaints and litigation. Gather data for audits. Respond to or initiate complex requests on exception payment applications and mortgage document term research. Complete high complexity non-standardized research on missing or misapplied payments or payoffs that may be linked to audit, compliance, regulator and risk escalations. Complete high complexity-level analysis and reconciliations and review and research of reconciling items. Complete highly complex, non-standardized exception processing of payments, payoffs and ARM (Adjustable Rate Mortgage) criteria outside current system logic. Communicate with internal business partners or external customers regarding escalated issues around Mortgage payment, payoff or payment parameters. Work with, assist, complete quality control, provide coaching and training, and monitor reporting of offshore vendors who are processing work on behalf of the Bank. May assist with department projects and process improvements as needed. Understand and adhere to the Companys risk and regulatory standards, policies and controls in accordance with the Companys Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: The jobholder may work in Mortgage Payments, Payoffs or Special Products and is responsible for advanced level tasks requiring mathematical analysis and expanded use of judgment within assigned department. The jobholder requires highly specialized knowledge of the servicing system, cash flow, products and pertinent policies and regulations. Education and Experience Required: Associate's degree and a minimum of 2 years general work experience, or In lieu of degree, a combined minimum of 4 years higher education and/or work experience, including a minimum of 2 years general work experience Proven internal and external customer service experience Proficiency with personal computers as well as pertinent spreadsheet and word processing software Excellent verbal and written communication skills Advanced problem-solving skills Education and Experience Preferred: Bachelor's degree M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidates particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in peoples lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&Ts affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Banks traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communitiescombining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values integrity, ownership, collaboration, curiosity, and candor drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&Ts Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. 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