Disability Claims Analyst - Long Term Disability (LTD)

At The Standard, youll join a team focused on putting our customers first. Our continued success is driven by a high-performance culture. Were looking for people who are collaborative, accountable, creative, agile and are driven by a passion for doing whats right across the company and in our local communities. We offer a caring culture where you can make a real difference, every day. Ready to reach your highest potential? Lets work together. Job Summary Secure and analyze LTD (long term disability) claim information to make and approve disability decisions and payments on disability claims. Develop, apply and approve appropriate claim and disability management strategies to ensure prompt and accurate payment and liability management of disability claims. Provide responsive and caring customer service to claimants, policyholders, and other internal and external customers; participate actively and effectively in team/department projects and issues. PRINCIPAL ACCOUNTABILITIES / ESSENTIAL FUNCTIONS Contribute to the companys success through excellent customer service and meeting or exceeding performance objectives for the following major job functions: Investigate, secure and analyze information pertaining to claimants medical condition, occupational demands, insured status, and other policy provisions to accurately determine eligibility for, and entitlement to disability benefits. Identify file/fact discrepancies and outstanding issues and secure additional documentation as needed while investigating within prescribed timeframes. Make and communicate disability decisions and issue correct benefits for new and continuing claims. Develop and execute a claim and disability management strategy for each claim to appropriately manage claim liability and provide responsive and caring customer service Ensure that each claimants ongoing and changing medical conditions, vocational options, applicable policy limitations and provisions, and deductible income are investigated, applied and pursued, and used to reach timely and appropriate claim resolution Ensure claims are managed to the correct payment duration. Proactively communicate and respond to claim and account inquiries from claimants, policyholders, field personnel and other interested parties Resolve issues through effective oral and written communication and by involving appropriate people within, or outside, the department or company. May act as the primary client contact within Benefits and liaison with Operations and Sales on the installation, servicing, and renewal of disability clients. Client contact responsibilities may include analysis of claim/service trends and implementation of responses; creation of customer claim reports and communications to meet client needs; participation in renewal assessments and client visits. Effectively and professionally represent the company in all interactions. Approve claim decisions, claim and disability management strategies and payments recommended by less-experienced staff. Provide training for the department, team and individuals. Ensure the companys reserve liability is accurately established by identifying all applicable claim offsets and maintaining accurate claim and system data. Skills and Background Youll Need Experience: Minimum eighteen months progressively responsible experience in disability claims administration; or the equivalent combination of education and/or relevant experience. 5+ years of progressive experience in LTD (long term disability) claims (HIGHLY PREFERRED) Education: Degree in arts & sciences, business or related field (PREFERRED) Key Behaviors of a Successful Candidate Demonstrated skills for appropriate, timely and customer-focused disability claim account management and administration. Ability to analyze and apply medical, technical, contractual and legal information to manage an increasingly complex range of disability claims. Demonstrate working knowledge of Federal, State and local laws and regulations affecting claim investigation, disability decision, and taxation of benefits. Why Join the Standard? We have built an enduring legacy of stability, innovation and financial strength thanks to the contributions of the talented, creative and compassionate people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect: A rich benefits package including a 401(k) plan with matching company contributions An annual incentive bonus plan Generous paid time off A supportive and responsive management approach Opportunities for career growth and advancement Paid time off to volunteer An employee giving program that double matches your donations to eligible nonprofits and schools Much more! #LI-REMOTE Please note - the salary range for this role is listed below. In addition to salary, our package includes incentive plan participation and comprehensive benefits including medical, dental, vision and retirement benefits, as well as an initial PTO accrual of 164 hours per year. Employees also receive 11 paid holidays and 2 wellness days per year. Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on various factors, including individual and organizational performance. Salary Range: $64,250.00 - $94,000.00 Positions will be posted for at least 5 days from original posting date. Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Equities, Inc. and StanCorp Investment Advisers, Inc., marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability, or veteran status or any other condition protected by federal, state or local law. The Standard offers a drug and alcohol free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on Standard property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation, employment, education and licensing verification as a condition of employment. All employees of The Standard must be bondable. The Standard is a family of companies dedicated to helping its customers achieve financial well-being and peace of mind. In business since 1906, were a leading provider of group and individual disability insurance, group life, dental and vision insurance, voluntary (employee-paid) benefits, absence management services, and retirement plans and annuities for employers and individuals. For more information about The Standard, visit www.standard.com or follow us on LinkedIn.