Join TBK Bank! At TBK Bank, a subsidiary of Triumph, we're a team of passionate, driven, collaborative, solutions-minded people who want to make a difference in the lives of our customers and communities. Our mission is to do well and to do good at the same time. We accomplish this by working together, because at the end of the day, TBK means striving for excellence, while delivering with humility. We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals. Position Summary: The Regional Consumer Lender receives and reviews applications for consumer credit. They meet with applicants to explain credit policy and to obtain information for loan documentation. Assure that loan applications meet established lending criteria. Position Description: Essential duties and responsibilities include the following. Other duties may be assigned. Interviews applicant and requests specified information for loan application. Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation. Corresponds with or interviews applicant or creditors to resolve questions regarding application information. Facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms. Completes lien or other searches for loans to be collateralized. Orders Evaluations/Appraisals through the Appraisal Department. Order title insurance and collateral insurance on approved loans. Reviews loan file for completeness and request loan documents. Forwards completed loan files to Consumer Underwriter for approval. Forwards loan files to Consumer Processors for loan documents. Ensures loan agreements are complete and accurate according to policy. Meets with customers to explain all pertinent information in the closing documents, obtains signatures, and coordinates loan funding. Monitor loan portfolio and follow-up on delinquent payments and document collection efforts in Premier Collection when appropriate. Prepares miscellaneous correspondence and reports. Promotes and cross-sells other establishment products and services as appropriate to customer requirements. Keeps abreast of loan regulations and compliance issues through formal and informal training. Adhere to Triumphs core values Qualifications: Consumer Lending preferred but not required Basic understanding of Microsoft Excel and Microsoft Word Experience in Navigator and Director software preferred Detail Orientated Customer Service Experience Banking Experience preferred Compensation Range Annual Salary: $44,442.00 - $63,418.00 We offer Medical, Dental, Vision, Paid Time Off, 401k and much more. Go on. Do it. Apply Today! OUR BUSINESS TBK Bank, SSB is a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Texas, Colorado, Kansas, New Mexico, Iowa and Illinois. We also serve a national client base with factoring, equipment lending and asset based lending through Triumphs Equipment Division, discount factoring through Triumphs Factoring Division, insurance through Triumphs Insurance Division, Inc., and carrier and vendor payment solutions through TriumphPay. We are proud to be an equal opportunity employer and we do not discriminate in recruitment, hiring, training, promotion, or other employment practices on the basis of age, race, gender, color, religion, national origin, disability, sexual orientation, veteran status, or any other basis that is prohibited by federal, state or local law. OUR PURPOSE Every day, we focus on creating value by helping our team members thrive, our customers succeed and our communities prosper. When we do this - we're Helping People Triumph. OUR CORE VALUES Our long-standing core values are based on sound business practices and biblical principles. They flourish in our culture which helps our team members thrive, our customers succeed and our communities prosper. We commit ourselves to: · Transparency · Respect · Investing for the future · Unique is good · Mission is more than the money · People make the difference · Humility FOCUS ON SERVING OTHERS At TBK Bank, we focus on doing the most good in the areas of greatest needs through our philanthropic endeavors. Our philanthropic vision is focused in four areas: · Training future leaders · Establishing viable communities · Giving people a second chance · Serving the less fortunate We support these initiatives at home and around the world. We partner with entrepreneurs who share our philanthropic priorities, have a history of effective assistance programs and are experts in their fields of service. This allows us to serve in places where we can create the biggest impact.
