Consumer Loan Processor

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits? Our people helping people philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference. While were proud of our history, were even more excited about our future. With business and technology transformation on the horizon, theres never been a better time to be part of BECU. PAY RANGE The Target Pay Range for this position is $26.35-$32.12 hourly. The full Pay Range is $21.65-$38.03 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. BENEFITS because people helping people starts with supporting you 401(k) Company Match (up to 3%) 4% annual contribution to your 401(k) by BECU Medical, Dental and Vision (family contributions as well) PTO Program + Exchange Program Tuition Reimbursement Program BECU Cares volunteer time off + donation match IMPACT YOULL MAKE: As a Consumer Loan Processor I, you are a key part of helping members turn financial goals into reality. From application through funding, your work ensures loans are processed accurately, efficiently, and with care, providing members with confidence at every step of their lending journey. By partnering closely with members, internal teams, and external vendors, you help deliver seamless lending experiences while ensuring compliance with policies and regulations. Your attention to detail, commitment to service, and ability to manage multiple priorities directly support BECUs mission to improve the financial wellbeing of our members and communities. Note: For those who reside in WA: this role will require at times to travel onsite to the office in Tukwila, WA on a periodic basis. WHAT YOULL DO: Guide Loans from Start to Finish: Youll manage the loan pipeline from application through funding, keeping things moving smoothly and on schedule. Ensure Application Accuracy: Youll review loan applications for completeness, accuracy, and correct scoring within the Loan Origination System. Prepare Closing Documentation: Youll prepare, review, and finalize closing documents, ensuring everything is ready, compliant, and clear for member signatures. Fund Loans with Precision: Youll complete loan funding and disbursements accurately and efficiently, helping members access their funds without delay. Support and Serve Members: Youll work directly with members by answering questions, providing updates, and coordinating loan signing appointments. Review Supporting Documentation: Youll analyze income, collateral insurance, purchase orders, titles, and other key documents to ensure loans meet policy requirements. Handle Complex Title Reviews: Youll conduct detailed title reviews, resolve discrepancies, and ensure all regulatory and policy standards are met. Partner with External Vendors: Youll collaborate with vendors to clear collateral conditions and apply valuation cascades as needed. Balance Multiple Work Streams: Youll monitor multiple queues and inboxes, managing loans at various stages while meeting service level expectations. Deliver Professional, Compliant Service: Youll maintain high standards of compliance and professionalism while delivering prompt, respectful service. Contribute Where Needed: Youll take on additional duties as assigned, helping the team succeed together. This isnt just about ticking off tasks on a list. It's about making a significant, positive change in BECUs journey, where your contributions are valued, and your growth is continually fostered. WHAT YOULL GAIN: A role where your work directly supports members financial milestones Hands-on experience across endtoend consumer lending operations Opportunities to deepen your knowledge of loan processing, compliance, and regulatory standards Collaboration with a supportive team that values accuracy, service, and continuous improvement Career growth within a respected, memberowned financial cooperative Stability and purpose in a fastpaced, peoplecentered environment QUALIFICATIONS: Minimum Qualifications: Minimum requires associates degree in business or equivalent work or educational experience. Bachelors degree preferred Minimum requires 1 year experience in Consumer Lending, indirect lending or small business lending Loan origination systems and document review PC skills, with the ability to learn new software Math and basic accounting skills Full-time hours required, with additional hours as necessary Desired Qualifications: Comprehensive understanding of consumer lending policies, practices, and regulatory requirements Analytical skills with attention to detail Communication and customer service skills Ability to manage multiple priorities in a fast-paced environment Organizational skills, with the ability to handle multiple tasks by prioritizing job responsibilities Thorough knowledge of all RESPA, HMDA, Fair Lending, and ECOA rules and regulations JOIN THE JOURNEY Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions dont just fill a role, but fuel the growth and success of BECU? This is more than a job its a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU. Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and lets achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. #BECU #YourGrowth #BECUJourney EEO Statement: BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status. Job Alerts: If you would like to be kept informed of new potential opportunities, click here. You will be asked to create an account if you do not already have one. From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. With 90 years and over one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future. As one of the nation's leading credit unions, we're not driven by profit. We're owned by our members and their interests are at the core of everything we do. Now we're growing faster than ever before--but we'll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you'll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it's our people who make us special.