Deposit and Payment Processing Specialist- ACH Hybrid

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits? Our people helping people philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference. While were proud of our history, were even more excited about our future. With business and technology transformation on the horizon, theres never been a better time to be part of BECU. PAY RANGE The Target Pay Range for this position is $26.35-$32.12 hourly. The full Pay Range is $21.65-$38.03 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. BENEFITS because people helping people starts with supporting you 401(k) Company Match (up to 3%) 4% annual contribution to your 401(k) by BECU Medical, Dental and Vision (family contributions as well) PTO Program + Exchange Program Tuition Reimbursement Program BECU Cares volunteer time off + donation match IMPACT YOULL MAKE: In this role, youll play a key part in ensuring smooth, accurate, and secure deposit and payment processing that supports thousands of BECU members every day. Youll use your expertise to process and balance critical financial transactions, maintain the integrity of payment systems, and handle wires, ACH activity, and reconciliation tasks with precision. Your attention to detail and commitment to accuracy will help safeguard our operations while delivering an exceptional experience for members. By owning these essential processes, youll strengthen BECUs financial stability, uphold compliance standards, and contribute to the overall success of our payment operations. Your work will keep funds moving safely, correctly, and efficientlydirectly impacting the trust our members place in us. **Please note this role is hybrid and requires 2 days onsite/week at Tukwila, WA office. WHAT YOULL DO: Daily Operations & Transaction Processing: Ensure all responsibilities align with BECU Competencies and follow compliance, regulatory, and Information Protection standards to protect members and the credit union. Check & Document Imaging: Operate image scanners to accurately capture check and remittance documents across multiple work types. Timely Clearing & Settlement: Ensure check clearing, wire transfers, internal investments, and ACH transactions are completed within strict Federal Reserve timeframes. Wire Transfers & Account Posting: Retrieve and post incoming and outgoing wire activity daily so member and internal accounts are properly credited or debited. Issue Resolution & Research: Investigate and resolve internal and external discrepancies by locating and analyzing all potential points of access. Financial Institution Collaboration: Maintain communication with financial institutions regarding incoming and outgoing cash letters and return letters. Member Support & Inquiry Response: Respond to member inquiries quickly, professionally, and accuratelyresearching exceptions and addressing outofbalance conditions. Recordkeeping & Documentation Security: Maintain all Credit Union records in a secure, organized, and compliant manner to protect sensitive information. ChargeOff & Adjustment Review: Provide full supporting documentation for chargeoff adjustment items and obtain leadership approval. Regulatory Knowledge & Compliance: Maintain indepth knowledge of Federal Reserve, NACHA, and NWCHA rules governing electronic transfer processes, including checks, deposits, ACH, and wires. Credit Union Expertise: Understand and follow all Credit Union and departmental services, policies, procedures, and applicable state and federal laws and regulations. Additional Responsibilities: Perform additional duties as assigned to support team success. This isnt just about ticking off tasks on a list. It's about making a significant, positive change in BECUs journey, where your contributions are valued, and your growth is continually fostered. WHAT YOULL GAIN: A missiondriven organization where your accuracy and diligence directly protect members and strengthen operations. Opportunities to deepen your expertise in wires, ACH processing, and electronic payments. A collaborative environment that values your ability to analyze data, solve problems, and uphold compliance. A role that rewards your curiosity, precision, and eagerness to grow your financial operations knowledge. A team that appreciates your commitment to delivering excellent service and maintaining secure financial processes. The chance to contribute to one of the nations leading credit unions with a strong reputation for integrity and member advocacy. A workplace where your attention to detail, reliability, and ability to manage multiple responsibilities truly matter. QUALIFICATIONS: Minimum Qualifications: High school diploma or equivalent. Minimum two years of experience in a financial institution with operational experience such as data entry, item processing, reconciliation, fraud identification or related experience required. PC and 10 key skills with the ability to learn new software. Verbal and written communication skills to effectively communicate in the English language. Ability to perform multiple responsibilities with a high degree of accuracy. Full-time hours required, with additional hours as necessary. Desired Qualifications: Minimum one year of experience processing ACH and Wires preferred. Continuing education, including courses and seminars pertaining to ACH and check clearing processes and regulations preferred. Excellent organizational skills. Good analytical, research and problem solving skills. JOIN THE JOURNEY Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions dont just fill a role, but fuel the growth and success of BECU? This is more than a job its a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU. Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and lets achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. #BECU #YourGrowth #BECUJourney EEO Statement: BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status. Job Alerts: If you would like to be kept informed of new potential opportunities, click here. You will be asked to create an account if you do not already have one. From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. With 90 years and over one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future. As one of the nation's leading credit unions, we're not driven by profit. We're owned by our members and their interests are at the core of everything we do. Now we're growing faster than ever before--but we'll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you'll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it's our people who make us special.