Software Engineer

Join an innovative Agile team within Enterprise Financial Crimes & Identity that develops technology solutions supporting Fraud, Compliance, and Internal Threat programs across the Bank. This team partners closely with business stakeholders to create and enhance applications that help identify suspicious activity, streamline investigations, and provide actionable insights through modern data-driven solutions. Engineers on this team have the opportunity to work across full-stack technologies, contribute to mission-critical applications, and play a direct role in protecting the bank and its customers. Responsible at the proficient level for writing code and the team's technical requirements gathering. Completes work following banking technology standards and contributes to the overall stability and resiliency of banking technology within the Software Development Lifecycle (SDLC). Primary Responsibilities Work within the boundaries of the approved Software Development Life Cycle (SDLC) to solve business needs and minimize risks to the Bank through clean and resilient code with guidance as needed. Develop, enhance, and support applications that provide data and analytical capabilities for Fraud, Compliance, and Internal Threat monitoring functions. Collaborate closely with product owners, business partners, and fellow engineers in a highly interactive Agile environment to deliver innovative solutions. Participate in all phases of application development, including requirements analysis, design, development, testing, implementation, and production support. Provide feedback in pull requests to other team members. Participate in code review by presenting and providing constructive feedback on code quality and improvements with team members. Write organized, clean, efficient, and secure source code at proficient level in one or more programming languages to be verified by a senior team member. Utilize source control management tools to organize and maintain code with review from manager for structure and conflict resolution. Jointly analyze technical and business requirements for completeness, accuracy, and feasibility with senior team members to ensure accurate scoping of work. Collaborate, document, and communicate technical implementation details clearly and concisely within team on dependent requirements as needed. Contribute to both front-end and back-end development efforts while expanding technical expertise across the application stack. Support application releases and adhere to established SDLC and change management practices. Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports a culture of belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Why Join the Team? This delivers innovative solutions that help Fraud and Compliance professionals make faster, better-informed decisions. The team operates in a true Agile environment where engineers work directly with business partners, influence solution design, and help shape technical direction. Engineers are encouraged to broaden their skills across the technology stack and collaborate with a highly engaged team focused on innovation, continuous learning, and meaningful business impact. Current initiatives support internally developed applications that consolidate customer intelligence, power analytics and modeling capabilities, and help identify suspicious activity and internal threats across the organization. Scope of Responsibilities Work is performed independently with guidance on larger or more complex assignments. Position requires close collaboration with engineers, business stakeholders, product owners, and technology partners to deliver scalable and resilient solutions aligned to business objectives. Education and Experience Required Associate's degree and a minimum of 3 years systems analysis and/ or application development work experience OR Bachelor's degree and a minimum of 1 year systems analysis and/or application development work experience. In lieu of a degree, a combined minimum of 5 years education and/or relevant work experience, including a minimum of 1 year of systems analysis and/or application development work experience Professional proficiency in at least one modern programming language. Experience developing, testing, and supporting software applications. Ability to collaborate effectively within an Agile software development environment. Strong problem-solving and analytical skills. Ability to communicate technical concepts to both technical and non-technical audiences. Experience working with source control and code review processes. Education and Experience Preferred Full-stack development experience utilizing technologies such as Angular, Java, Spring Boot, Python, and SQL. Experience supporting modern web applications and API-driven architectures. Application administration and production support experience. Release management experience utilizing SDLC best practices. Knowledge of Risk, Compliance, Fraud, Financial Crimes, or related business domains. Analytics, data engineering, quantitative modeling, or scripting experience. Experience working with Agile methodologies and cross-functional product teams. Ability to work autonomously while contributing effectively within a collaborative team. Ability to multitask across moderately complex initiatives. Strong organizational and time management skills. Strong verbal and written communication skills. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $80,900.00 - $134,800.00 Annual (USD). The successful candidates particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, New York, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in peoples lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&Ts affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Banks traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communitiescombining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values integrity, ownership, collaboration, curiosity, and candor drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&Ts Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice