Risk Analyst

Risk Analyst - KR08CE Risk Manager - KR07AE Were determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals and to help others accomplish theirs, too. Join our team as we help shape the future. Risk Analyst, Credit & Counterparty Risk The Risk Analyst, Credit & Counterparty Risk, will support various activities across Enterprise Risk Managements Credit Risk team, in a high-visibility role that interacts with business partners across the enterprise. The Risk Analyst will have the opportunity to collaborate with asset managers, insurance portfolio managers, and other risk professionals. The primary focus of the role will be to conduct credit analyses to help understand and control The Hartfords counterparty risk across financial institutions (i.e., banks), investment trading counterparties, and other businesses. This role will have a Hybrid work arrangement, with the expectation of working in the Hartford, CT office 3 days a week (Tuesday through Thursday). Responsibilities include: Assist in managing Credit Risk Processes related to The Hartfords bank counterparties (i.e., letters of credit), including approvals of new entities, regular surveillance, watch lists, and enhanced risk analyses. Conduct risk analyses of trading counterparties for The Hartfords Investment Management Co. (HIMCO). Perform financial analysis for existing and potential new third-party suppliers (i.e., vendors) for The Hartford. Support data management and reporting for The Hartfords Enterprise Credit Risk Portal, used to monitor credit exposures and concentration limits (i.e., single-issuer) across investments, credit-sensitive insurance products, and ceded reinsurance. Run risk analytics for concentrations within The Hartfords Private Real Estate asset portfolio, including Geographic Information System (GIS) monitoring against natural hazards (i.e., hurricane, wildfire), and tenants of commercial properties. Conduct regular meetings with insurance and investment portfolio managers to support partnerships. Identify and communicate risks to Credit Risk team leaders and key business stakeholders. Qualifications: Three or more years of professional experience in credit analysis, counterparty, credit risk management and/or finance at a financial services institution Strong interpersonal and communication skills to build and maintain strong relationships with senior management and business/functional leads Strong analytical capabilities and experience in fundamental credit analysis Ability to work independently Organized and detailed oriented with a proven ability to work in a fast-paced environment and successfully manage competing priorities Strong data management skills including Excel, VBA, PowerPoint Bachelors degree in a quantitative discipline such as Engineering, Economics, Finance, Mathematics, Computer Science, Actuarial Sciences, or Statistics preferred Advanced degree, such as MBA or a Masters degree in Finance, Accounting or Economics, or a professional designation, such as CFA, CPCU, is a plus As a condition of your employment as an Access Person under HIMCOs Code of Ethics, you will be required to affirm to HIMCOs Code of Ethics and understand that you will be required to comply with the disclosure of accounts, holdings and pre-clearance of trades for the accounts of you and your household family members as more fully described in the Code of Ethics Key Points. If you will be deemed to be a Covered Associate under HIMCOs Pay to Play Policy, you will also need to disclose all political contributions that you have given within the past 2 calendar years. Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartfords total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $72,160 - $150,960 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What Its Like to Work Here | Perks & Benefits Every day, a day to do right. Showing up for people isnt just what we do. Its who we are and have been for more than 200 years. Were devoted to finding innovative ways to serve our customers, communities and employeescontinually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, its these values that drive all of us to do more and to do better every day. 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