BSA/AML Analyst

Were looking for talented professionals to join us in bringing smart money management and payment solutions to everyones fingertips. This position is classified as structured hybrid, with an expectation of a minimum of three (3) days per week working in the office and flexibility to work remotely on the remaining days. On-site expectations may evolve over time to support business needs, with clear communication provided in advance. <<>><<>><<>><<>><<>><<>><<>><<>><<>><<>> JOB DESCRIPTION Location Requirement This position is open only to candidates who currently reside in one of the following approved locations: Tampa, FL; Blue Ash or Cincinnati, OH; or Los Angeles, CA Job Summary As the BSA/AML Analyst, you will be responsible for using transactional monitoring, and data & analytical skills to ensure GDCs BSA/AML/OFAC program is commensurate with a federally-regulated Bank Holding Company, to improve the BSA/AML/OFAC Controls at Green Dot. You will help identify, assess, and defend against emerging and evolving financial threats to our card and accountholders, as well as from our products and services. As a BSA/AML Analyst, you will enhance and improve overall process and team efficiency and consistency across all Green Dot payment platforms, products and services. You might be the right match for this role if: You are a creative thinker, with experience in fast-paced work environments. You possess excellent communication skills in all areas in person, in writing and on the telephone. You are able to work comfortably and effectively with a diverse group of staff members, regulatory officials and law enforcement. You exhibit the overall ability to learn and work with a variety of computer programs. Key Responsibilities Analyzing data and results of existing transaction monitoring reports and determine whether to apply enhanced due diligence and/or investigation is warranted. Take appropriate action with cardholders and account holders, as well as others using Green Dots financial platforms, based on analysis of overall card/accountholder and SSN activity. Employing candidates subjective decisioning with respect to all aspects of all BSA/AML functions. Fulfilling BSA/AML/OFAC regulatory requirements, including the filing of SARs, CTRs and other filings, as well as fulfilling appropriate logging and documentation standards. Developing expertise on all BSA/AML/OFAC controls at Green Dot, including mastering all related front-end systems, applications, data sources, and back-end controls. Reviewing existing reporting and make recommendation on enhancements to the process to capture unusual activity while limiting false positives. Using your analytical skills to produce and follow leads, as well as link common or related activities, develop complete pictures of suspicious activity and uncover new trends in fraudulent behavior. Compliance Requirement: All employees in this role are required to complete and maintain current training in Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) regulations. This includes initial onboarding training and ongoing annual refreshers, as mandated by Green Dots compliance policies. Non-compliance could pose reputational, legal, and financial risks to the organization. Required Qualifications Minimum 3 years of BSA/AML/OFAC-related activities in financial services industry. Experience conducting financial crime investigations, money laundering monitoring and/or investigations or other relevant BSA/AML experience. High school diploma or equivalent Experience with MS Office, particularly excellent Excel skills Must be organized, efficient, and professional. Must be extremely detail oriented. Preferred Qualifications Bachelor's degree Experience in AML/BSA investigations and SAR preparing and filing Money transfer or fintech experience a plus. Regulatory experience a plus. SQL experience Familiarity with creation of management reports and presentations. **Ability to work in the U.S. without sponsorship** **Ability to meet the location requirement outlined above** POSITION TYPE Regular PAY RANGE The targeted base salary for this position is $55,600 to $83,400 per year. The final compensation will be determined by a number of factors such as qualifications, expertise, and the candidates geographical location. <<>><<>><<>><<>><<>><<>><<>><<>><<>><<>> Were Here to Support YouAccommodations Upon Request Green Dot is committed to providing an inclusive and accessible hiring experience for all candidates. If you require a reasonable accommodation during any part of the application or interview process, we encourage you to let us know. We will work with you to meet your needs in a way that respects your privacy and ensures equal opportunity. Our goal is to support every applicant in showcasing their talents and potential. Work Authorization Requirement At Green Dot Corporation, we value diversity and strive for fair and inclusive hiring practices. However, we are currently unable to offer visa sponsorship. All applicants must be legally authorized to work in the United States at the time of application and throughout the duration of employment, without the need for current or future sponsorship. Important Notice on Application Accuracy We value integrity in our hiring process. Please ensure that all information provided in your resume and application is accurate and authentic. Submissions found to be fraudulent or misleading will result in disqualification from consideration, and any offers extended may be rescinded. Green Dot Corporation (NYSE: GDOT) is a financial technology and registered bank holding company committed to transforming the way people and businesses manage and move money, and making financial wellbeing and empowerment more accessible for all. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Through our retail and direct bank, we offer a broad set of financial products to consumers and businesses including debit, prepaid, checking, credit and payroll cards, as well as robust money processing services, tax refunds, cash deposits and disbursements. Our Banking as a Service ("BaaS") platform enables a growing list of America's most prominent consumer and technology companies to design and deploy their own customized banking and money movement solutions for customers and partners in the US and internationally. Founded in 1999 and headquartered in Provo, UT, our company has served more than 33 million customers directly, and now operates primarily as a "branchless bank" with more than 90,000 retail distribution locations nationwide. Green Dot Bank is a subsidiary of Green Dot Corporation and member of the FDIC. <<>><<>><<>><<>><<>><<>><<>><<>><<>><<>> What We Do: We build simple, seamless and secure financial tools for our customers and powerful solutions that fuel engagement, trust and value for partners. <<>><<>><<>><<>><<>><<>><<>><<>><<>><<>> Our Mission: We give you the power to bank seamlessly, affordably and with confidence. <<>><<>><<>><<>><<>><<>><<>><<>><<>><<>> Our Purpose: Access should not be a privilege, and we envision a world where modern banking and money management are at everyones fingertipswhere banking enhances the flow of life. <<>><<>><<>><<>><<>><<>><<>><<>><<>><<>> Our Values: Stewardship, Trust, Action, High Performance, and Teamwork.