Broker

Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. Its what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities work / life balance, career progression, sustainability, volunteering youll find like-minded people driving change at Howden. Role: Broker Location: Houston, TX Who are we? Howden is a collective a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 20,000 employees spanning over 100 countries. Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. Theres no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. Thats Howden. Why work at Howden? We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will. People join Howden for many different reasons, but they stay for the same one: our culture. Its what sets us apart, and the reason our employees have been turning down disappointed head- hunters for years. Whatever your priorities work/life balance, career progression, sustainability, volunteering youll find like-minded people driving change at Howden. What is the role? We are seeking a detail-oriented Broker in Dallas, TX with an in-office work schedule. The ideal candidate will bring a strong blend of analytical skills, market expertise, and client focused communication to effectively assess risk, design tailored casualty insurance programs and negotiate competitive coverage on behalf of clients. They will excel at interpreting complex business operations, advising clients on policy structures and risk management strategies, and maintaining long-term relationships through proactive service and seamless policy renewals. This individual will demonstrate deep knowledge of key casualty lines and uphold all required state licensing to operate with professionalism and precision. Focused communication to effectively assess risk, design tailored casualty insurance term relationships through proactive service and seamless policy renewals. What will you be doing? Core Responsibilities: Gathering client data and analyzing their business operations to identify potential risks. Selecting insurance companies, submitting applications, and negotiating with underwriters to secure the best, most cost-effective coverage for the client. Creating customized, comprehensive insurance programs that address specific liability exposures. These programs could be both guaranteed cost and loss sensitive. Explain policy features, coverage, and exclusions. Advise risk management and keep clients informed about industry changes and conditions. Managing existing accounts, review policies, and handling renewals to ensure uninterrupted coverage. What are we looking for? Qualifications: Deep understanding of casualty insurance products (e.g., Automobile and General Liability, Workers Compensation, and Umbrella/Excess). A focus on natural resources/energy, but the knowledge to work on all industries. Strong, professional communication skills to interact with clients and underwriting teams. Ability to analyze data to accurately broker deals. Maintain the necessary state-specific property and casualty insurance licenses. Compensation and Benefits The expected base salary range for this role is $125,000 - $150,000; actual base salary will be determined based on factors including candidate experience and work location. This role is classified as exempt under the Fair Labor Standards Act (FLSA). In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including: Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts 401(k) retirement plan Flexible Paid Time Off and paid parental leave Life and Disability insurance Our sustainability promise Were on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here. What do we offer in return? A career that you define. At Howden, we value diversity there is no one Howden type. Instead, were looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether its the right fit for you, send us your application if your profile fits the roles criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us the people who work in the business supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. Theyre invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.