Consumer Loan Processor

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits? Our people helping people philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference. While were proud of our history, were even more excited about our future. With business and technology transformation on the horizon, theres never been a better time to be part of BECU. PAY RANGE The Target Pay Range for this position is $26.35-$32.12 hourly. The full Pay Range is $21.65-$38.03 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. BENEFITS because people helping people starts with supporting you 401(k) Company Match (up to 3%) 4% annual contribution to your 401(k) by BECU Medical, Dental and Vision (family contributions as well) PTO Program + Exchange Program Tuition Reimbursement Program BECU Cares volunteer time off + donation match IMPACT YOULL MAKE: As a Consumer Loan Processor, youll be at the heart of helping members achieve their financial goals. Youll use your expertise to guide loans smoothly from application to fundingensuring every detail is accurate, compliant, and aligned with the highquality service BECU is known for. Your role empowers you to deliver meaningful support, remove barriers for members, and create a lending experience that feels seamless, efficient, and human. Your knowledge, attention to detail, and dedication to service will directly shape how members experience BECU. **Note: This role is hybrid and requires 3 days onsite at Tukwila, WA office. WHAT YOULL DO: Lending Expertise & Compliance: Use your thorough understanding of loan policies, lending practices, and regulatory requirements to ensure every loan is processed accurately and in compliance. Underwriting Coordination: Partner with members, branch teams, and underwriters to clear underwriting conditions and help secure timely final approvals. Application Validation: Review loan applications to make sure theyre complete, properly scored in the Loan Origination System, and fully accurate before closing. Vendor Collaboration: Work professionally with external vendors to resolve collateral conditions and keep loan applications moving forward. Document Review & Analysis: Evaluate income verification, insurance documents, titles, purchase orders, and other materials to determine creditworthiness and collateral acceptability. Loan Funding & Closing Preparation: Complete funding and disbursements while preparing all necessary loan documents for member signatures. Queue & Inbox Management: Monitor multiple processing queues and email inboxes to maintain service-level standards and ensure timely followup. MultiLoan Workflow Handling: Manage several loans simultaneously in a fastpaced environment, while responding to calls and questions with confidence. Member & Partner Communication: Communicate with members, Marine Title companies, and dealers to finalize terms and schedule signing appointments. PostClosing Review: Confirm that all documents are executed correctly and closing conditions are satisfied after loan completion. Pricing & Product Knowledge: Maintain comprehensive knowledge of BECUs loan products, pricing structures, forms, and required documentation. Quality Control & Risk Management: Ensure all documentation is complete, collateral is properly secured, and loans meet BECUs standards and best interests. Loan Product Assessment: Evaluate BECU loan products to provide appropriate alternatives that best meet member needs. Member Experience Advocacy: Deliver prompt, professional, and courteous serviceresolving concerns with empathy and thoughtful followthrough. CrossDepartment Insight: Understand how Credit Union departments work together to support the Consumer Loan process. Other Duties as Assigned: Adapt to evolving needs and support additional responsibilities as required. This isnt just about ticking off tasks on a list. It's about making a significant, positive change in BECUs journey, where your contributions are valued, and your growth is continually fostered. WHAT YOULL GAIN: A Chance to Be a Trusted Guide: Youll help members access the resources they need to achieve important life goals. A Role for Critical Thinkers: If you enjoy digging into details, solving problems, and keeping processes on track, youll thrive here. Growth Through Mastery: Youll build deep knowledge of consumer lending, compliance, and financial products. Impact You Can See: Your work directly influences member satisfaction and financial wellbeing. A Supportive, Collaborative Culture: Youll partner with teams across BECU and work in an environment that values respect, inclusiveness, and integrity. Skill Development & Career Pathing: Youll strengthen communication, analysis, and relationshipmanagement skillsopening doors for advancement. Stability & Purpose: Youre part of a missiondriven organization that puts people over profit. QUALIFICATIONS: Minimum Qualifications: Associates degree in Business, or equivalent work or educational experience required. Typically one year experience in Consumer Lending required. PC skills, with the ability to learn new software. Math and basic accounting skills Full-time hours required, with additional hours as necessary Desired Qualifications: Bachelors degree preferred. Verbal and written skills to effectively communicate and provide customer service. Organizational skills, with the ability to handle multiple tasks by prioritizing job responsibilities. Thorough knowledge of all RESPA, HMDA, Fair Lending, and ECOA rules and regulations. JOIN THE JOURNEY Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions dont just fill a role, but fuel the growth and success of BECU? This is more than a job its a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU. Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and lets achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. #BECU #YourGrowth #BECUJourney EEO Statement: BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status. Job Alerts: If you would like to be kept informed of new potential opportunities, click here. You will be asked to create an account if you do not already have one. From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. More than 80 years and one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future. As one of the nation's leading credit unions, we're not driven by profit. We're owned by our members and their interests are at the core of everything we do. Now we're growing faster than ever before--but we'll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you'll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it's our people who make us special.